If you are like most people, legal matters in general can seem very daunting. Filing bankruptcy is no exception. There are many forms, required signatures, counseling courses, and deadlines to comply with. Don’t worry, your attorney will guide you through the process; but, it is still good to have a general understanding of what to expect.
First: The Petition Preparation Stage.During this stage, you and your attorney must be in constant contact. You will have to provide your attorney with the information he or she needs to properly complete your petition. Make sure you provide your attorney with all the documents and information requested in a timely manner. Be as complete and as thorough as possible. Remember, your attorney is on YOUR side!
Second: Credit Counseling Course.While your petition is being prepared, your attorney should instruct you to complete a credit counseling course - the completion of which is required by law. Your attorney can give you the details on where and when to take the course.
Third: The 341(a) Hearing.After your petition is filed, you will have to attend a 341(a) hearing (also known as the Meeting of Creditors). Your attorney will tell you what to expect prior to the hearing and will attend the hearing with you.
Fourth: Finishing Touches.Once you have completed your 341(a) hearing, your attorney will notify you of any remaining items which need to be taken care of prior to your discharge.
*These instructions may differ depending on your particular circumstances and depending on what chapter you filed.
To learn more about the process of filing for bankruptcy protection, please call the Stone Haven Law Group today.