Press Release

Rancho Cucamonga, January 20, 2010-Stonehavenlaw.com, the online legal consultant introduces its new section on Chapter 13 bankruptcy explaining in clear terms as to what are the laws governing Chapter 13 bankruptcy to save a borrower from unfortunate foreclosure also referred to as "reorganization", consolidating debt and reorganizing it into an affordable monthly payment plan approved by the court. In comparison to Chapter 7 bankruptcy, Chapter 13 bankruptcy law does not completely eliminate a debtor's unsecured debt and requires a debtor to repay a portion of or all of the debt. All valuable information about an interest-free Chapter 13 debt repayment plan are worth a reference at this online legal consultancy and for a more detailed analysis borrowers can very well visit the head office based at Rancho Cucamonga, California.

Stonehavelaw.com provides with all needed help before filing Chapter 13 bankruptcy. Anudeep Kaur Singh, renowned bankruptcy attorney for Stone Haven Law Group, LLC, explains further, “Chapter 13 bankruptcy is a bankruptcy that allows you to pay off most of your debt, including missed mortgage and auto payments, through manageable monthly payments over a period of 3 to 5 years.  One very important thing to remember about Chapter 13 bankruptcy is that you must be working or have a consistent source of income for your repayment plan to be approved by the court. More on this can now be referred in the category given online at www.stonehavenlaw.com including the Bankruptcy timeline and Q & A section.”

Stonehavenlaw authorized attorneys ensure that Chapter 13 bankruptcy filing will stop the foreclosure any time prior to the sale, and allow you to repay your mortgage arrears through your Chapter 13 bankruptcy. A borrower is obligated to make all future mortgage payments directly to the mortgage company, but they may not foreclose to collect any outstanding mortgage payments. A Chapter 13 bankruptcy will also stop the finance company from repossessing car and other non-exempt assets. The past due payments and the entire balance on your vehicle loan will be consolidated, which will be payed off over the next three to five years. To determine whether a Chapter 13 bankruptcy is right for you, it is wise to contact Stone Haven Law Group today by a visit at http://www.stonehavenlaw.com

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